Mastercover (Umbrella)

Personal Catastrophe Liability

Is the Risk that Great?

Million dollar lawsuits are becoming all too common and more are occurring each year. 
Without adequate coverage, a large liability jury award can wipe out your property and financial security.

Would you be adequately covered if you were found responsible
for these accidents?		 mastercover

 

 

 

 


 

While painting, a friend shattered his heel when the downspout he was holding onto broke away from the house.  Although he was found partially responsible, the fall cost the homeowner he was helping $1.2 million. 

 A jury awarded $900,000 to the estate of a 43-year old father whose death resulted from an automobile accident.  The award was based in part on the father's future earning potential. At an end-of-school swim party, a 16-year old dove and hit his head on the bottom of the pool.  He became a quadriplegic, and the case resulted in a $1.5 million settlement against the homeowner. 

 

 

 


Who is at Risk?

  • Families who drive a lot
  • Home and condiminium owners
  • Renters
  • Anyone active in sports, such as golf, biking, skiing or mountain climbing
  • Boat owners

What does the Mastercover Policy Cover?

Mastercover, a personal catastrophe liability policy, provides additional protection against the growing wave of exorbitant jury awards in personal liability cases.  It doesn't replace your present automobile and other personal liability policies.  It does add an additional $1 million or more of protection to your existing underlying policy limits.

How Much will it Cost?

The Erie Insurance Group's Mastercover Policy adds a lot of protection for a little amount of money.  Ask your Agent how affordable an extra million dollars or more of protection can be.
 
 
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